高分求翻译摘要（银行信贷方面）

The construction bank credit management system will use personal at all kinds of advanced computer and network technology, on the basis of the previous system, technology and management etc, make new breakthroughs and improve the production system in construction bank credit business and management play a bigger role. Personal credit system construction bank will construction bank at present all personal credit business in the computer management system, using modern computer technology in the business of system of data aggregation, timely and scientific analysis and prediction, accurately reflects the various conditions, credit risk assets for the timely prevention, providing solid technical basis and guarantee for decision-making, provide true, comprehensive and scientific basis for decision-making. This system users from the actual demand in all existing, commercial bank credit management system based on the advantage of developing trends, according to international and Chinese commercial bank credit management situation of the principle of combining the design. First complete system demand analysis and system planning, business process analysis system, scientific research into the function of the system module, and using Microsoft Office software modules Visio etc. And various business system, the design flow chart and joined the statements statistics function. According to the report of the bank policymakers may make the analysis, the management policy, so as to improve the efficiency of the bank and economic benefits.