(20+4)×25=20×25+20×4=100+80=18035×37+65×37=(35+65)×37=100×37=370025×41=25×(40+1)=25×40+25×1=100+25=12532×(200+3)=32×200+32×3=6400+96=649638×29+38=38×(29+1)=38×30=114039×101=39×(100+1)=39×100+39×1=3939