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230问答网 > (1⼀2)我去年在农行存钱是被银行人忽悠。存了一万二存成了人寿保险要六年才取出。农行人寿保险现在可以...

(1⼀2)我去年在农行存钱是被银行人忽悠。存了一万二存成了人寿保险要六年才取出。农行人寿保险现在可以...

2025-04-07 08:29:07

推荐回答（2个）

回答1：

拿到保单有十天忧郁期可以退保.退保最多扣一点工本费.也就10块钱.若是过了犹豫期,退保就只退现金价值,是扣过手续费,手续费可能是好几千.
如果在犹豫期内,申请退保就可以,去保险公司.

回答2：

你的保单上有一张表，对应的是保单的现金价值。你查一下就知道了。退保的话，估计现在不到1万。如果6年后再取，估计能有定期存款的利息。

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