英语作文：大学生使用信用卡的利弊

2024-11-30 00:14:11

推荐回答（4个）

回答1：

Credit Cards
Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things.
But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.
However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

回答2：

Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, otherwise known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.

But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.

However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

Credit cards have had bad preover the past few months of the credit crunch they only cause more debt and have unfair rates of interest. . However, if a credit card is used in the correct way and you keep up with your payments, they can be very valuable in many aspects.

One of the most beneficial aspects of having a credit card is that it can help you to increase your credit score. If you have little borrowing experience, taking out a credit card helps to convey to other creditors that you are a responsible and reliable borrower. www.chddh.com

Another benefit of owning a credit card is that it can be easier to buy things. Some companies, such as those in the travel sector like hotels, airlines and car rental companies prefer payment by credit card, and some do not accept cash payments at all. As well as this convenience, many card companies give insurance on large purchases. An example of this is when airline XL went bust in September,

A more obvious benefit of a credit card, and one of the main reasons people apply for a credit card, is that you have acceto money during emergencies. If you resist the temptation of spending the money on your credit card, you are left with a good sum of money to use when you most need it. You only pay interest on purchases or on cash withdrawals, so keeping a credit card at home (where you won't be able to spend on it) can be very valuable.

回答3：

College students use the advantages and disadvantages of credit CARDS

回答4：

China's newest high-speed train, the fuxing, made its official debut between Beijing and Shanghai on June 26, traveling at 350 kilometers per hour. The fuxing, which debuted on June 25, can reach a top speed of 400 kilometers per hour. The fuxing's monitoring system can slow down the train in case of emergency or unusual conditions. Telemetry allows the control center to monitor the train in real time. "Fuxing is a major upgrade to harmony. In addition to being faster and having more space, the fuxing is also more energy efficient, reducing its energy consumption by about 17 percent per 100 kilometers. Moreover, the fuxing is designed to last 10 years longer than harmony's 20 years.

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