商务英语 信用证流程图的英文描述

The following is a step-by-step description of a typical Letter of
Credit transaction:
1. An Importer (Buyer) and Exporter (Seller) agree on a purchase and sale
of goods where payment is made by Letter of Credit.
2. The Importer completes an application requesting its bank (Issuing
Bank) to issue a Letter of Credit in favour of the Exporter. Note that the
Importer must have a line of credit with the Issuing Bank in order to
request that a Letter of Credit be issued.
3. The Issuing Bank issues the Letter of Credit and sends it to the Advising
Bank by telecommunication or registered mail in accordance with the
Importer’s instructions. A request may be included for the Advising
Bank to add its confirmation (See page 24 for more information on
Letter of Credit confirmation). The Advising Bank is typically located in
the country where the Exporter carries on business and may be the
Exporter’s bank but it does not have be.
4. The Advising Bank will verify the Letter of Credit for authenticity and
send a copy to the Exporter.
5. The Exporter examines the Letter of Credit to ensure:
a) it corresponds to the terms and conditions in the purchase and
sale agreement;
b) documents stipulated in the Letter of Credit can be produced; and
c) the terms and conditions of the Letter of Credit may be fulfilled.
6. If the Exporter is unable to comply with any term or condition of the
Letter of Credit or if the Letter of Credit differs from the purchase and
sale agreement, the Exporter should immediately notify the Importer
and request an amendment to the Letter of Credit.
7. When all parties agree to the amendments, they are incorporated into
the terms of the Letter of Credit and advised to the Exporter through
the Advising Bank. It is recommended that the Exporter does not make
any shipments against the Letter of Credit until the required
amendments have been received.
8. The Exporter arranges for shipment of the goods, prepares and/or
obtains the documents specified in the Letter of Credit and makes
demand under the Letter of Credit by presenting the documents within
the stated period and before the expiry date to the “available with” Bank.
This may be the Advising/Confirming Bank. That bank checks the
documents against the Letter of Credit and forwards them to the Issuing
Bank. The drawing is negotiated, paid or accepted as the case may be.
9. The Issuing Bank examines the documents to ensure they comply with
the Letter of Credit terms and conditions. The Issuing Bank obtains
payment from the Importer for payment already made to the “available
with” or the Confirming Bank.
10. Documents are delivered to the Importer to allow them to take
possession of the goods from the transport company. The trade cycle
is complete as the Importer has received its goods and the Exporter
has obtained payment.
Note: In the diagram below, the Advising Bank is also acting as the
Confirming Bank.

上述流程只有10个步骤，你自己分解一下吧。

信用证流程图英文描述：

The following is a step-by-step description of a typical Letter of Credit transaction:

1. An Importer (Buyer) and Exporter (Seller) agree on a purchase and sale of goods where payment is made by Letter of Credit.

 2. The Importer completes an application requesting its bank (Issuing Bank) to issue a Letter of Credit in favour of the Exporter. Note that the Importer must have a line of credit with the Issuing Bank in order to request that a Letter of Credit be issued.

3. The Issuing Bank issues the Letter of Credit and sends it to the Advising Bank by telecommunication or registered mail in accordance with the Importer’s instructions. A request may be included for the Advising Bank to add its confirmation The Advising Bank is typically located in the country where the Exporter carries on business and may be the Exporter’s bank but it does not have be.

 4. The Advising Bank will verify the Letter of Credit for authenticity and send a copy to the Exporter.

 5. The Exporter examines the Letter of Credit to ensure: a) it corresponds to the terms and conditions in the purchase and sale agreement; b) documents stipulated in the Letter of Credit can be produced; and c) the terms and conditions of the Letter of Credit may be fulfilled.

6. If the Exporter is unable to comply with any term or condition of the Letter of Credit or if the Letter of Credit differs from the purchase and sale agreement, the Exporter should immediately notify the Importer and request an amendment to the Letter of Credit.

7. When all parties agree to the amendments, they are incorporated into the terms of the Letter of Credit and advised to the Exporter through the Advising Bank. It is recommended that the Exporter does not make any shipments against the Letter of Credit until the required amendments have been received.

8. The Exporter arranges for shipment of the goods, prepares and/or obtains the documents specified in the Letter of Credit and makes demand under the Letter of Credit by presenting the documents within the stated period and before the expiry date to the “available with” Bank. This may be the Advising/Confirming Bank. That bank checks the documents against the Letter of Credit and forwards them to the Issuing Bank. The drawing is negotiated, paid or accepted as the case may be.

9. The Issuing Bank examines the documents to ensure they comply with the Letter of Credit terms and conditions. The Issuing Bank obtains payment from the Importer for payment already made to the “available with” or the Confirming Bank.

10. Documents are delivered to the Importer to allow them to take possession of the goods from the transport company. The trade cycle is complete as the Importer has received its goods and the Exporter has obtained payment. Note: In the diagram below, the Advising Bank is also acting as the Confirming Bank.