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abstract
As commitments to WTO, China's financial industry gradually to open in 2006, thus the financial industry has made great developement and progress. Yet at the same time, the competition in the financial market becomes increasingly fierce, profitability becomes an important factor in supporting commercial Banks. Therefore, change profit model, looking for new economic growth point become important goals for China's commercial Banks in recent years. This paper first introduces the traditional commercial bank's profit model, and then discuss pros and cons of mode changes.
Keywords: traditional profit pattern; profit model transformation approach; the changed profit pattern; the difference between the traditional profit mode and the modern profit model .

Be join a WTO commitment, the our country financial industry gradually begins outward opening completely, makes thus the financial industry continuously deveolp and obtained a huge progress in 2006.However at the same time, the rivalry of finance markets is vigorous day by day, the profit ability then becomes the important factor that underpins trade bank.Therefore, transform in the black mode, the seek is new of the economic growth dot become our country trade bank in recent years important object.This text introduces the in the black mode of traditional trade bank first, then talks about the mode transforms next of benefit and fraud.
Keyword:Traditional in the black mode;The path of in the black mode change;In the black mode after transforming;The differentiation of traditional in the black mode and modern in the black mode