请英语达人帮忙翻译一段话（不多），感激不尽。。

2008年美国次贷危机爆发，随后在世界范围内引发了一场金融海啸。这次危机有其特殊的背景，其中评级机构因表现不佳而受到市场参与者的广泛批评。本文回顾了次贷危机的背景，对美国及其世界经济的影响。并在此基础上分析了这场危机对中国资信评级的发展有何深刻的影响和借鉴意义

The outbreak of American subprime loan crisis triggered off a series of financial tsunami to the rest of the world in the aftermath. The crisis of this time had its own background, among which the mal-functioned ranking system received wide criticism from market participants. This article reviewed the background of American subprime loan crisis and its impact on America and the world economy, on which base the article also analyzed and summarized the profound influence and referential significance of this crisis to the development of Chinese credit ranking system.

2008 U.S. sub-prime crisis, and subsequently triggered a worldwide financial tsunami. The crisis has its special background, which rating agencies due to poor performance of the widely criticized by market participants. This paper reviews the background of the subprime crisis, the United States and the world economy. And based on the analysis of the crisis on China's credit rating what a profound impact on the development and use for reference

Time of USA loan crisis has broken out in 2008 , has initiated one finance seaquake subsequently within world range. This time of crisis has whose peculiar background , grades among them because organization showing the broad criticism nice not but accepting the marketplace participator. The main body of a book background having recollected time of loan crisis, correct USA and their world economy effect. And have analysed this crisis here on the basis believing that the development grading has deep effect of He and uses significance for reference to Chinese money