支付宝实名认证有什么用？不认证就不能正常支付支付宝里面的钱了吗？

不认证照样可以用支付宝买东西。

实名认证的作用：
1。可以开店
2。可以提现，就是把支付宝里面的钱提现到原来银行卡上。不认证就不能提现。
3。退货的退款不会被冻结，没有认证的支付宝，在你已经确认收货的情况下申请退款，退回来的款会被冻结。
4。好像还有什么亲友汇款之类的，也需要认证才能实现。

根据国家银监会的要求，使用支付宝的用户必须是实名认证的，只有实名认证了以后，支付宝才能够正常使用，支付宝是这样办理的，首先使用自己的手机号码注册，然后使用自己身份证的信息实名认证，需要上传身份证的照片正面和反面，认证的过程中有的选项可以填写，也可以不填写，按照界面上的提示操作就可以完成认证了，认证成功后，你要亲自到银行的营业窗口办理绑定银行卡手续，就是把你的银行卡和自己的手机号码绑定在一起，绑定后，你就拥有自己的支付宝了，支付宝里边的一切功能你都可以正常使用了，

实名认证么要安全点的，可以进行支付宝付账的，只是别人把款打到你的支付宝里会不成功。
开店一定要实名认证

认 证了 会安 全点。

• http://hi.baidu.com/xyupdzjkfmbegpd/item/9b5e2c3b284791a6b80c03df?gfh87df

•  against the opposite wall, heads together, quills out,

• poring over a single piece of parchment. It was most unusual to see

• Fred and George hidden away in a corner and working silently; they

• usually liked to be in the thick of things and the noisy center of

• attention. There was something secretive about the way they were

• working on the piece of parchment, and Harry was reminded of how

• they had sat together writing something back at the Burrow. He had

• thought then that it was another order form for Weasleys' Wizard

• Wheezes, but it didn't look like that this time; if it had been,

• they would surely have let Lee Jordan in on the joke. He wondered

• whether it had anything to do with entering the Triwizard Tournament. 

•  As Harry watched, George shook his head at Fred, scratched

• out something with his quill, and said, in a very quiet voice that

• nevertheless carried across the almost deserted room, "No - that

• sounds like we're accusing him. Got to be careful. . ." 

•  Then George looked over and saw Harry watching him. Harry grinned

• and quickly returned to his predictions - he didn't want George to

• think he was eavesdropping. Shortly after that, the twins rolled

• up their parchment, sai