推荐回答（2个）
如果父母有失信行为的话，子女出国留学会相应的比较困难，因为人家也会查这方面的事
父母失信不影响子女贷款，银行征信一般仅考察个人信用，不牵涉父母失信。但父母为失信人员，会影响子女入学、入伍、政审等。
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