求英语高手翻译这段文字，汉译英！翻译的满意会加分。要求翻译通顺，不要软件的翻译.在线等！

Social endowmentinsuranceis a kind of socialinsurance,according to the nationallaws and regulations,toreach retirementage is older,the state and societyto provide material help to protecttheir life of the socialinsurance system.Coursereform of China'ssocial pension insurance systemhas beenfor decades,after a number ofexploration and practice,thecapital managementhas gradually formed a"financing mode ofoverall social planning with personal accountcombination";in order to improve themanagementefficiency,equilibriumretiredfeeburden,enhance thefunction of social security,improve the social securitysystem,theendowment insuranceat the provincial level.Through thereform of socialpension insurance system,Chinahas initially establishedthe social securityframework of othersecurityto assist withold-age security as a priority,,toprotect the interests of the masses,to maintain social stability,played an important role indeepening the reform of the economic system.However,at present,our country's social pension insurance systemin the actual implementation of the existingproblemsappeared gradually,the establishment of a sound socialsecurity system hasbecome more and more importantand urgent--basicfinancing modelof the endowment insurance system inthe socialpooling and individualaccountcombiningboth faced withthe aging of the population,the increasing of expenditurereality,and there is alack of government financial support,enterpriseand individual contributionshave been overwhelmed withproblems,which may not onlymake theendowment insurance fundsupplycrisis,will alsoincreasethe burdenof the younger generation,and further hindertheprocess ofcomprehensivesocial reform in china.These issues makeChinaendowment insurance systemis at a critical stage in theselection ofan oldsystem andnewsystem.In this case,the endowment insuranceand the way forward isvery complicated,difficult.In this paper,Ithrough the analysis of the status ofsocial endowment insurancesystem and theproblems ofChina's social pension insurancein the practice,to findthe causes of the problems,andlearn from some foreign countriesthrough the practice ofmature experience,try to put forward a soundsystem of endowment insurancescheme