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Since China has joined the WTO, especially after the 2006, China bank industry is developing rapidly, and it is closely standing in world financial maelstrom. In the environment of economic globalization, a large groups of foreign banks has established commercial financial institutions and developed bank business in China, then making both China and foreign banks in a competive situation. China banks is also suffering a huge stress of competition while improving the banks in our country to internationalization. Moreover, with the development of foreign banks in China, the banks competition is becoming more intense. Talents competition is one of the aspects. In recent years, it has come out a phenomenon of brain drain in China banks. In facing these challenges, if the commercial banks of our country want to retain talents and improve their own competiveness, constructing a scientific and effective incentive mechanism plays a vital role. For this reason, there will be a summary of the incentive mechanism current sitution and an analysis of the problems existing in current incentive mechanism for China commercial banks in this article. I will also propose my own view for the measures of completing the incentive mechanism in China's commercial banks, as well as exploring an incentive mechanism which is suitable for applying to China's commercial banks by combining the developing trends of current commercial banks, thus making our commercial banks get a leg up on intense talents competition and raising the overall lever of development.

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