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All along, the issue of bad loans is restricted credit further accelerate the pace of development. upgrade the market competitiveness of the key, as the rate of nonperforming loans has been high, bad loans are difficult to digest, the reality of high costs, making credit cooperatives in using funds to make ends meet, This point is particularly evident grassroots credit cooperatives. The grassroots credit cooperatives own small deposits and loans, relying on their own strength dyspepsia lending capacity is limited. Once the normal recovery loans form bad, it is bound to the development of grassroots credit cooperatives pose serious obstacles, the weakened economy and even the township County economic development support. Bad loans are therefore constrained credit is the key to development, as well as credit growth in the body is difficult to get rid of a tumor, individual loans grassroots credit cooperatives dyspepsia limited capacity, can consider implementing a standardized model, professional go bad loans clearing roads. In this paper, the credit for the selection of non-performing loans and bad loans clearing the measure for the analysis and recommendations.

Since always, not good has loaned the question is restricts the credit
association further to speed up the development speed, promotes the
market synthesis competitive ability the key to be at, because not the
good loan rate continuously stays at a high level, not good loans the
digestion difficulty in a big way, the cost high reality, enables the
credit association to have too many problems to tackle in the
utilization of capital, this point is especially obvious in the basic
unit credit association. Basic unit credit association itself saves
the loan scale not to be big, depends upon the ability which own
strength digestion not good loans also to be limited, once loans is
unable normally to recycle forms not good, this inevitably will give
the basic unit credit association the development to create the
serious barrier, will weaken to the county territory economy and even
villages and towns economy development support dynamics. Just
therefore not the good loan restricts the key which the credit
association develops, also is the growth a malignant tumor which
eliminates with difficulty on the credit association organism, the
single basic unit credit association digests not good loans the
ability to be limited, may consider the implementation standardization
pattern, walks not good loans specialized clear receives the path.
This article production which not good loans to the credit
association, not good loaned clear receives the measure to carry on
the analysis and the suggestion.