1、 face amount 面值,标的。
The insurance face amount is the sum that a life insurance policy will pay upon the occurrence of a qualifying event. The name comes from the fact that this amount is typically shown on the "face" or top sheet of the policy.
2、任何一笔支付的款项都要扣除利息,以反映资金的时间价值。
1.预支(即提前支付)死亡(或:人生意外)险金附加条款允许(或:认可、承认),被保险人如身患绝症、得了不治之症之类,(其)可在故世(过世)前领取(或:支取)部分或全额人寿保险。
face amount,保险金额
2.单次险金总额扣除利息,以反映险金-时间值。
lump sum,(一次性)总额
供参