推荐回答（5个）
先去银行开户 办张银行卡 跟她说你要开通网银的 然后会有很多种选择的 比如说 农行 有办优盾 也有口令卡的 优盾的话是要再花25块钱的吧 具体多少不记得了 就跟移动优盘一样的 在银行她们会帮你注册好的 但是一定要记得当时你自己设置的密码 千万要记好 我都忘记好多次了 然后回家把优盾插到电脑上 电脑会自己打开农行的页面 是要下载安装一个控件的 你按提示做好就行了 但是要记得自己设置过的密码 很多 有时候就会搞混淆 优盾比口令卡安全方便 像现在我用的就是邮政的 比较方便 开通的是手机验证码 直接发送验证码到我的手机上 也很安全方便 等你会付款之后 会有一个快捷支付的设置 那个很方便 但是你的银行卡上面要是有大量的现金 最好就不要开通了 不安全 办好银行卡在电脑设置是很麻烦的 希望你不要着急 慢慢来 望采纳
强烈荐工行网银 功能强大 可支付范围广 : 开通网银之前 本人持身份证到工行先申请一张 信用卡或者借记卡，信用卡刷卡五次免年费啊，如果网上购物金额不大的话，建议你就用电子口令卡，免费嘛：）而且每天限额都有3000，应该够你用了。 如果每日的金额都要超过3000的话，就办个U盾吧，就像个小U盘，安全系数更高，不过就要收费了！ 其实两个都很安全的，被盗取密码的密码的可能性无限接近0！ 如果你在淘宝购物，多半你需要支付宝，你就直接往你的支付宝充值就行了，选择工行，然后输入卡号，密码，如果是电子口令卡的话就要输入随机的两组密码，如果是U盾，就需要插入U盾，完成充值后，就可以通过支付宝支付货款了。一定要用支付宝，如果你拿到东西后不满意还可以退货 用电子口令卡不需要什么证书的，用U盾就需要下载并安装驱动程序，不过只是一次性而已。 工行网银目前是免费的，超级方便超级强大，很喜欢！ 信用卡最早也要半个月才能办下来，借记卡马上就可以办，你自己权衡一下，如果急用还是办借记卡，你也可以用你别的银行卡办理网上银行，直接去柜台班就行，招行 兴业的也好 不过网点不多
你好，去银行柜台那里，带身份证就可以办理了！
希望采纳
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