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但跨省异地按揭买房算不算二套房

2025-02-11 17:00:01

推荐回答（2个）

回答1：

您好，只要您名下有登记过的住房信息，不管在哪里购房，都按当地的第二套政策执行，请悉知

回答2：

一、现在大多数银行对于个人商业贷款二套房的认定，一般是以家庭为单位遵循“认房又认贷”的原则。申请人名下有房或者有过贷款记录，再申请房屋按揭贷款，都算是二套房子的。对于异地申请房屋按揭贷款，同样适用。

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